Mint vs. EveryDollar: The Best Mint Alternative

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Hey Mint users. We know you’re in the market for a new budgeting app. And we know there are plenty of options out there—so how do you pick? Let’s talk through a comparison of Mint vs. EveryDollar.

 

What Is Mint?

Mint was one of the most popular budgeting apps out there for years. A part of the Intuit family, they were related to TurboTax, QuickBooks, Credit Karma and Mailchimp.

But we keep using the past tense with those verbs. That’s because in the fall of 2023, Mint announced they were shutting down on March 23, 2024.

What’s next? Mint’s offering current budgeters (all four million of them) the opportunity to move their data over to Credit Karma—but Credit Karma doesn’t offer budgeting. So, while you’ll have a spot to see your financial accounts and transactions in one place, you won’t have an actual budgeting tool.

If this is you, we feel for you. Seriously. We love budgeting and budgets. The thought of losing the app you’ve used to create and meet your money goals over the years . . . it more than sucks.

First of all, please don’t stop budgeting. You still have some awesome options! But first, let’s get a rundown the features you were used to (so we can stack them next to an alternative to Mint in a minute).

What Were Mint’s Features?

Free Features Included

  • Create monthly budgets
  • Customize budgets
  • Get financial insights into your spending and saving
  • Set due date notifications
  • Connect to multiple financial accounts in one app
  • Have your transactions automatically categorized
  • Track your net worth
  • Check your credit score for free

Paid Features Included

All the free features, plus:

  • Get help canceling unwanted subscriptions
  • Remove ads
  • Compare your spending habits to other Mint budgeters
  • Check out projected monthly spending

What Is EveryDollar?

Ramsey Solutions launched the free and premium versions of EveryDollar in 2015 to help people live out the advice they heard on The Ramsey Show shared over and over again—create and live by a zero-based budget.

EveryDollar’s features are designed to help you (the budgeter):

  • Create a custom budget that fits your life, money goals and priorities
  • Know what’s left to spend in each category (so you never overspend)
  • Line up your money habits with your money goals
  • Adjust your budget at any time based on spending, life changes, or anything else
  • Learn and connect with others through live group coaching, webinars, walk-through videos, and customer support (because you don’t have to do this alone)

In the first two months of budgeting with the free version of EveryDollar, the average active user finds an extra $790 they were spending without even knowing it!

How Much Does EveryDollar Cost?

EveryDollar offers a completely free version of the app with plenty of helpful budgeting features. (Heck yeah!) If you want an upgraded experience, you can start a free trial of the premium version which costs $79.99 per year.

What Are EveryDollar’s Features?

Free Features Include

  • Create a monthly budget
  • Access your budget on your computer, phone or tablet
  • Customize budget categories and lines for all your monthly expenses
  • Create unlimited budget categories and lines
  • Set up sinking funds and track savings goals
  • Split transactions
  • Set due dates for bills
  • Talk to a live person for customer support

Paid Features Include

All the free features, plus:

  • Connect to multiple financial accounts in one app
  • Set up and track money goals (vacations, emergency funds, mortgage payoff, retirement)
  • See custom budget reports
  • Export transaction data
  • Join live Q&A sessions with professional financial coaches
  • Automatically stream your transactions into your budget
  • Get tracking recommendations for your transactions
  • Set due date reminders for your bills
  • Calculate your current and projected net worth
  • Plan your spending based on when you get paid and when things are due with paycheck planning

Mint vs. EveryDollar Comparison Chart

Okay that was a lot of bullet points comparing Mint vs. EveryDollar. So, let’s bring it together in one spot:

 

Mint

EveryDollar

Availability

Closes March 23, 2024

✔️

Free version

✔️

✔️

Cost of paid version

$59.88 per year

$79.99 per year

Live group coaching sessions

✔️

Unlimited budget categories

✔️

✔️

Secure bank connection

✔️

✔️

Transactions automatically stream into your budget

✔️

✔️

Ability to split transactions

✔️

✔️

Goal setting and tracking

✔️

✔️

Net worth calculators

✔️

✔️

Live customer support

✔️

✔️

Budget reports on spending and saving

✔️

✔️

Why Is EveryDollar the Best Mint Alternative?

From Rocket Money to Monarch to Simplifi—the list of possible budgeting apps feels nearly endless.

Start budgeting with EveryDollar today!

And yeah, we built EveryDollar. And yeah, we’re going to tell you it’s the way to go. What kind of company would we be if we didn’t believe in our own product?

Here’s the deal: If you’re used to budgeting for free, EveryDollar’s got a fantastic free option. Yes, there are other free budgeting apps out there, but their customization is limited. (Goodbudget, for example, has a cap on how many budget categories you can enter in their free version.)

And if you decide to upgrade to the premium features, EveryDollar’s paid version costs less annually than YNAB.

If you’d like to get your research on, you can stack them all side-by-side, run cost comparisons, and compare feature after feature. Once you’re ready to decide, we’d honestly be honored if you come budget with us!

We want to say it again: It sucks that you’re having to hop back in the market for a budgeting app, especially if you’ve been with Mint for a while. But don’t let this setback get between you and all that progress you made by budgeting.

To help you keep budgeting your best, we’re offering Mint users two free months of the premium version of EveryDollar so you can start with our top features right way. Let’s do this. Together.

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