Want More Money This Time Next Year? Try a No-Spend Challenge

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The less you spend, the more you save. It sounds simple in theory, but in practice, it’s much more complicated. Spending is built into our daily habits, from our morning trip to the coffee shop to unwinding at happy hour after work. We treat spending as a pastime when we’re bored, dropping hundreds with a few taps on our phone. Even when we try our best to stick to a budget, it’s easy to…

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